How to Check for Pre-Approved Financing Before You Check Out

At ShoppingCartPreapproval.com, we help shoppers like you check eligibility for Klarna, Affirm, Afterpay, and other Buy Now, Pay Later (BNPL) financing—before completing a purchase.

What is the Shopping Cart Method?
Many online stores let you test pre-approval by adding items to your cart and selecting financing at checkout—without a hard credit pull. We explain:

✅ Which Stores Support This – A constantly updated list of retailers where this works.
✅ How It Affects Your Credit – Does it trigger a soft or hard inquiry?
✅ Best Practices – How to check eligibility responsibly.

Why It Matters
BNPL services can be helpful, but accidental hard credit checks or denied applications hurt your score. Our guides help you:
🔹 Avoid unnecessary credit checks
🔹 Compare lenders (Klarna vs. Affirm vs. Afterpay)
🔹 Shop smarter with confidence

Important Note:
This site is for educational purposes only. We do not guarantee approval. Always review lender terms before applying.

Get Started
📌 How the Shopping Cart Method Works (Step-by-Step)
📌 Full List of Stores That Offer Pre-Approval
📌 Does This Trick Hurt Your Credit?